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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,707 | $49,897-34.5% | $80,648-59.4% | $75,177-56.5% |
| Participation rate | 77.8% | 55.3%+22.4pp | 67.0%+10.8pp | 67.2%+10.6pp |
| Annual return | 13.77% | 34.68%-20.9pp | 937.21%-923.4pp | 160.75%-147.0pp |
| Employer contribution / active EE | $2,075 | $1,699+22.1% | $2,724-23.8% | $2,671-22.3% |
| Participant deferral / active EE | $2,406 | $2,992-19.6% | $4,443-45.9% | $4,126-41.7% |
| Admin fee / account holder | $1,055 | $3,579-70.5% | $5,382-80.4% | $5,651-81.3% |