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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,969 | $107,363-17.1% | $92,909-4.2% | $152,897-41.8% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 17.68% | 145.63%-127.9pp | 109.44%-91.8pp | 345.43%-327.7pp |
| Employer contribution / active EE | $9,210 | $4,222+118.2% | $3,653+152.1% | $4,764+93.4% |
| Participant deferral / active EE | $6,061 | $4,848+25.0% | $4,238+43.0% | $5,851+3.6% |
| Admin fee / account holder | $3,746 | $7,082-47.1% | $5,795-35.4% | $11,599-67.7% |