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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,896 | $73,988-1.5% | $96,538-24.5% | $75,177-3.0% |
| Participation rate | 89.7% | 66.4%+23.3pp | 74.3%+15.4pp | 67.2%+22.5pp |
| Annual return | 19.04% | 26.73%-7.7pp | 35.74%-16.7pp | 160.75%-141.7pp |
| Employer contribution / active EE | $2,884 | $2,930-1.6% | $3,740-22.9% | $2,671+8.0% |
| Participant deferral / active EE | $7,863 | $3,660+114.8% | $4,880+61.1% | $4,126+90.6% |
| Admin fee / account holder | $9,258 | $5,220+77.4% | $6,737+37.4% | $5,651+63.8% |