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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,798 | $107,368+112.2% | $92,915+145.2% | $152,909+49.0% |
| Participation rate | 84.6% | 79.8%+4.8pp | 76.0%+8.6pp | 82.5%+2.2pp |
| Annual return | 29.41% | 145.64%-116.2pp | 109.45%-80.0pp | 345.46%-316.1pp |
| Employer contribution / active EE | $4,064 | $4,222-3.8% | $3,653+11.2% | $4,764-14.7% |
| Participant deferral / active EE | $10,469 | $4,848+115.9% | $4,238+147.0% | $5,851+78.9% |
| Admin fee / account holder | $547 | $7,082-92.3% | $5,796-90.6% | $11,601-95.3% |