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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,029 | $138,102+135.4% | $125,381+159.2% | $134,532+141.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -13.69% | 750.73%-764.4pp | 572.31%-586.0pp | 418.27%-432.0pp |
| Employer contribution / active EE | $13,859 | $5,245+164.2% | $4,815+187.8% | $4,741+192.3% |
| Participant deferral / active EE | $15,380 | $7,801+97.2% | $7,448+106.5% | $6,401+140.3% |
| Admin fee / account holder | $9,858 | $11,568-14.8% | $10,007-1.5% | $11,429-13.7% |