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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,527 | $95,915-1.4% | $79,580+18.8% | $134,532-29.7% |
| Participation rate | 66.7% | 75.0%-8.4pp | 69.5%-2.8pp | 81.2%-14.6pp |
| Annual return | -17.83% | -2.71%-15.1pp | 0.15%-18.0pp | 418.27%-436.1pp |
| Employer contribution / active EE | $2,679 | $3,129-14.4% | $2,413+11.0% | $4,741-43.5% |
| Participant deferral / active EE | $8,302 | $4,693+76.9% | $3,985+108.3% | $6,401+29.7% |
| Admin fee / account holder | $319 | $9,132-96.5% | $6,835-95.3% | $11,429-97.2% |