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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,519 | $81,403-82.2% | $147,027-90.1% | $87,485-83.4% |
| Participation rate | 91.9% | 63.4%+28.5pp | 73.7%+18.1pp | 68.9%+23.0pp |
| Annual return | 16.05% | 16.51%-0.5pp | 20.23%-4.2pp | 26.06%-10.0pp |
| Employer contribution / active EE | $2,054 | $2,205-6.9% | $3,626-43.4% | $2,596-20.9% |
| Participant deferral / active EE | $3,588 | $3,315+8.2% | $4,933-27.3% | $4,274-16.0% |
| Admin fee / account holder | $2,001 | $6,755-70.4% | $12,223-83.6% | $7,775-74.3% |