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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,501 | $93,598-27.9% | $135,974-50.4% | $75,173-10.2% |
| Participation rate | 85.5% | 75.2%+10.3pp | 81.9%+3.6pp | 67.2%+18.3pp |
| Annual return | 12.95% | 30.89%-17.9pp | 68.30%-55.4pp | 160.72%-147.8pp |
| Employer contribution / active EE | $2,383 | $3,538-32.7% | $4,859-51.0% | $2,671-10.8% |
| Participant deferral / active EE | $4,803 | $6,405-25.0% | $7,760-38.1% | $4,126+16.4% |
| Admin fee / account holder | $8,285 | $6,978+18.7% | $10,767-23.0% | $5,651+46.6% |