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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,927 | $102,429-19.0% | $147,096-43.6% | $80,925+2.5% |
| Participation rate | 90.5% | 75.9%+14.6pp | 82.2%+8.3pp | 67.7%+22.8pp |
| Annual return | 9.97% | 135.02%-125.1pp | 419.75%-409.8pp | 35.65%-25.7pp |
| Employer contribution / active EE | $2,105 | $3,716-43.3% | $4,936-57.3% | $2,756-23.6% |
| Participant deferral / active EE | $4,081 | $6,649-38.6% | $8,071-49.4% | $4,299-5.1% |
| Admin fee / account holder | $4,378 | $7,957-45.0% | $13,005-66.3% | $6,940-36.9% |