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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,717 | $165,381-43.9% | $149,730-38.1% | $158,966-41.7% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 11.26% | 348.29%-337.0pp | 276.70%-265.4pp | 302.95%-291.7pp |
| Employer contribution / active EE | $1,836 | $5,104-64.0% | $4,645-60.5% | $4,762-61.5% |
| Participant deferral / active EE | $8,186 | $7,182+14.0% | $6,843+19.6% | $5,983+36.8% |
| Admin fee / account holder | $1,431 | $10,809-86.8% | $9,310-84.6% | $11,250-87.3% |