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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,730 | $103,957-77.2% | $69,182-65.7% | $273,968-91.3% |
| Participation rate | 100.0% | 67.4%+32.6pp | 55.1%+44.9pp | 83.0%+17.0pp |
| Annual return | 6.30% | 35.28%-29.0pp | -21.94%+28.2pp | 41.45%-35.2pp |
| Employer contribution / active EE | $2,940 | $1,781+65.1% | $1,205+143.9% | $4,869-39.6% |
| Participant deferral / active EE | $4,041 | $2,716+48.8% | $1,896+113.1% | $5,287-23.6% |
| Admin fee / account holder | $303 | $3,671-91.7% | $2,697-88.8% | $10,132-97.0% |