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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,787 | $148,629+80.2% | $135,982+96.9% | $139,487+92.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 23.74% | 79.33%-55.6pp | 68.32%-44.6pp | 373.84%-350.1pp |
| Employer contribution / active EE | $12,932 | $5,247+146.5% | $4,859+166.1% | $4,755+172.0% |
| Participant deferral / active EE | $13,578 | $8,102+67.6% | $7,760+75.0% | $6,713+102.3% |
| Admin fee / account holder | $28,911 | $12,406+133.0% | $10,767+168.5% | $11,407+153.4% |