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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,259 | $93,117+256.8% | $77,096+331.0% | $134,532+147.0% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -5.95% | 62.67%-68.6pp | 42.35%-48.3pp | 418.27%-424.2pp |
| Employer contribution / active EE | $6,973 | $3,420+103.9% | $2,814+147.8% | $4,741+47.1% |
| Participant deferral / active EE | $9,727 | $5,241+85.6% | $4,429+119.6% | $6,401+52.0% |
| Admin fee / account holder | $7,210 | $6,948+3.8% | $5,428+32.8% | $11,429-36.9% |