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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,563 | $27,943-30.0% | $58,507-66.6% | $75,177-74.0% |
| Participation rate | 28.6% | 38.8%-10.3pp | 50.9%-22.3pp | 67.2%-38.6pp |
| Annual return | 21.23% | 44.22%-23.0pp | 4252.32%-4231.1pp | 160.75%-139.5pp |
| Employer contribution / active EE | $975 | $670+45.6% | $1,053-7.4% | $2,671-63.5% |
| Participant deferral / active EE | $2,253 | $1,202+87.4% | $1,922+17.2% | $4,126-45.4% |
| Admin fee / account holder | $38 | $1,727-97.8% | $2,486-98.5% | $5,651-99.3% |