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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,035 | $84,149+127.0% | $76,080+151.1% | $167,536+14.0% |
| Participation rate | 100.0% | 84.9%+15.1pp | 79.4%+20.6pp | 82.1%+17.9pp |
| Annual return | 9.52% | 54.99%-45.5pp | 42.50%-33.0pp | 478.82%-469.3pp |
| Employer contribution / active EE | $11,619 | $4,618+151.6% | $3,962+193.3% | $4,839+140.1% |
| Participant deferral / active EE | $6,975 | $5,796+20.3% | $4,905+42.2% | $6,342+10.0% |
| Admin fee / account holder | $4,915 | $6,410-23.3% | $4,883+0.6% | $12,315-60.1% |