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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,256 | $176,105-39.1% | $159,474-32.7% | $167,536-36.0% |
| Participation rate | 89.5% | 85.0%+4.5pp | 82.8%+6.6pp | 82.1%+7.4pp |
| Annual return | 9.94% | 331.91%-322.0pp | 263.68%-253.7pp | 478.82%-468.9pp |
| Employer contribution / active EE | $3,947 | $5,299-25.5% | $4,831-18.3% | $4,839-18.4% |
| Participant deferral / active EE | $1,434 | $7,751-81.5% | $7,353-80.5% | $6,342-77.4% |
| Admin fee / account holder | $3,086 | $12,559-75.4% | $10,802-71.4% | $12,315-74.9% |