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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,273 | $110,303-49.9% | $95,759-42.3% | $139,487-60.4% |
| Participation rate | 100.0% | 75.7%+24.3pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 28.80% | 27.19%+1.6pp | 28.42%+0.4pp | 373.84%-345.0pp |
| Employer contribution / active EE | $2,910 | $3,261-10.8% | $2,836+2.6% | $4,755-38.8% |
| Participant deferral / active EE | $6,059 | $4,674+29.6% | $4,244+42.8% | $6,713-9.7% |
| Admin fee / account holder | $1,213 | $6,615-81.7% | $5,678-78.6% | $11,407-89.4% |