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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,737 | $101,618-2.8% | $93,063+6.1% | $137,256-28.1% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 22.29% | 223.95%-201.7pp | 34.15%-11.9pp | 220.34%-198.1pp |
| Employer contribution / active EE | $3,023 | $2,707+11.7% | $2,476+22.1% | $4,156-27.3% |
| Participant deferral / active EE | $4,628 | $4,279+8.1% | $3,958+16.9% | $6,407-27.8% |
| Admin fee / account holder | $6,422 | $6,198+3.6% | $6,033+6.4% | $12,270-47.7% |