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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,845 | $110,093-32.9% | $97,295-24.1% | $145,897-49.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 29.06% | 244.76%-215.7pp | 75.62%-46.6pp | 552.29%-523.2pp |
| Employer contribution / active EE | $3,170 | $3,077+3.0% | $2,723+16.4% | $4,663-32.0% |
| Participant deferral / active EE | $5,234 | $4,678+11.9% | $4,264+22.8% | $6,689-21.8% |
| Admin fee / account holder | $461 | $6,212-92.6% | $5,646-91.8% | $13,390-96.6% |