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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,767 | $110,337-25.9% | $102,383-20.1% | $145,877-43.9% |
| Participation rate | 81.8% | 77.9%+3.9pp | 74.5%+7.3pp | 80.3%+1.5pp |
| Annual return | 18.88% | 24.83%-6.0pp | 24.94%-6.1pp | 551.28%-532.4pp |
| Employer contribution / active EE | $835 | $4,216-80.2% | $3,870-78.4% | $4,663-82.1% |
| Participant deferral / active EE | $6,415 | $5,621+14.1% | $5,060+26.8% | $6,691-4.1% |
| Admin fee / account holder | $1,034 | $9,750-89.4% | $8,391-87.7% | $13,402-92.3% |