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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,282 | $75,962+42.5% | $154,108-29.7% | $64,173+68.7% |
| Participation rate | 94.9% | 70.4%+24.5pp | 83.0%+11.8pp | 69.6%+25.3pp |
| Annual return | -6.35% | 30.32%-36.7pp | 735.21%-741.6pp | 7.63%-14.0pp |
| Employer contribution / active EE | $3 | $3,350-99.9% | $5,298-99.9% | $2,381-99.9% |
| Participant deferral / active EE | $6,729 | $3,175+111.9% | $5,081+32.4% | $3,470+93.9% |
| Admin fee / account holder | $707 | $5,589-87.4% | $13,411-94.7% | $4,887-85.5% |