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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,414 | $106,923+44.4% | $84,023+83.8% | $152,909+1.0% |
| Participation rate | 64.7% | 75.3%-10.5pp | 69.0%-4.3pp | 82.5%-17.7pp |
| Annual return | 21.16% | 105.02%-83.9pp | 71.32%-50.2pp | 345.46%-324.3pp |
| Employer contribution / active EE | $1,165 | $2,735-57.4% | $1,984-41.3% | $4,764-75.6% |
| Participant deferral / active EE | $3,752 | $4,013-6.5% | $3,239+15.8% | $5,851-35.9% |
| Admin fee / account holder | $163 | $8,289-98.0% | $6,102-97.3% | $11,601-98.6% |