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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,834 | $167,522-11.8% | $151,639-2.5% | $134,532+9.9% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -32.85% | 7.81%-40.7pp | 3.34%-36.2pp | 418.27%-451.1pp |
| Employer contribution / active EE | $12,825 | $6,828+87.8% | $6,165+108.0% | $4,741+170.5% |
| Participant deferral / active EE | $18,400 | $8,986+104.8% | $8,363+120.0% | $6,401+187.5% |
| Admin fee / account holder | $6,869 | $13,780-50.2% | $11,613-40.9% | $11,429-39.9% |