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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,186 | $85,766-62.5% | $136,298-76.4% | $70,126-54.1% |
| Participation rate | 54.8% | 74.2%-19.3pp | 81.9%-27.1pp | 69.5%-14.7pp |
| Annual return | 17.16% | 31.46%-14.3pp | 5156.27%-5139.1pp | 73.15%-56.0pp |
| Employer contribution / active EE | $4,666 | $2,966+57.3% | $4,696-0.6% | $2,343+99.2% |
| Participant deferral / active EE | $4,406 | $5,051-12.8% | $6,247-29.5% | $3,332+32.2% |
| Admin fee / account holder | $1,049 | $5,421-80.7% | $9,244-88.7% | $4,645-77.4% |