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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,005 | $171,867+81.0% | $149,721+107.7% | $147,586+110.7% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 3.10% | 2113.36%-2110.3pp | 1501.67%-1498.6pp | 578.59%-575.5pp |
| Employer contribution / active EE | $3,357 | $6,275-46.5% | $5,444-38.3% | $4,876-31.2% |
| Participant deferral / active EE | $4,019 | $7,270-44.7% | $6,568-38.8% | $5,439-26.1% |
| Admin fee / account holder | $22,863 | $13,799+65.7% | $11,282+102.6% | $10,886+110.0% |