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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,572 | $65,566+79.3% | $86,235+36.3% | $75,177+56.4% |
| Participation rate | 43.3% | 60.5%-17.2pp | 69.0%-25.6pp | 67.2%-23.9pp |
| Annual return | 13.37% | 46.07%-32.7pp | 1170.03%-1156.7pp | 160.75%-147.4pp |
| Employer contribution / active EE | $1,139 | $1,553-26.7% | $2,381-52.2% | $2,671-57.4% |
| Participant deferral / active EE | $5,189 | $3,023+71.6% | $3,987+30.2% | $4,126+25.8% |
| Admin fee / account holder | $11,893 | $5,470+117.4% | $6,856+73.5% | $5,651+110.4% |