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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,076 | $174,018-46.5% | $136,833-32.0% | $198,609-53.1% |
| Participation rate | 25.0% | 65.1%-40.1pp | 59.0%-34.0pp | 82.4%-57.4pp |
| Annual return | 20.58% | 35.16%-14.6pp | 35.32%-14.7pp | 202.70%-182.1pp |
| Employer contribution / active EE | $533 | $1,571-66.1% | $1,319-59.5% | $5,055-89.4% |
| Participant deferral / active EE | $1,322 | $2,873-54.0% | $2,441-45.8% | $6,977-81.1% |
| Admin fee / account holder | $15 | $5,434-99.7% | $4,706-99.7% | $19,030-99.9% |