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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,076 | $67,823+37.2% | $52,425+77.5% | $137,256-32.2% |
| Participation rate | 25.0% | 63.9%-38.9pp | 55.6%-30.6pp | 80.0%-55.0pp |
| Annual return | 20.58% | 219.11%-198.5pp | 302.12%-281.5pp | 220.34%-199.8pp |
| Employer contribution / active EE | $533 | $1,163-54.1% | $914-41.7% | $4,156-87.2% |
| Participant deferral / active EE | $1,322 | $2,288-42.2% | $1,790-26.2% | $6,407-79.4% |
| Admin fee / account holder | $15 | $2,844-99.5% | $2,495-99.4% | $12,270-99.9% |