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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,788 | $72,492-49.3% | $87,104-57.8% | $72,975-49.6% |
| Participation rate | 66.7% | 72.8%-6.1pp | 76.9%-10.2pp | 69.5%-2.8pp |
| Annual return | 19.22% | 24.46%-5.2pp | 28.19%-9.0pp | 81.01%-61.8pp |
| Employer contribution / active EE | $1,548 | $1,894-18.3% | $2,521-38.6% | $2,440-36.6% |
| Participant deferral / active EE | $2,636 | $3,270-19.4% | $4,048-34.9% | $3,608-26.9% |
| Admin fee / account holder | $7,312 | $5,055+44.7% | $7,491-2.4% | $5,124+42.7% |