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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,429 | $75,959+237.6% | $154,114+66.4% | $64,181+299.5% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -4.36% | 30.32%-34.7pp | 735.16%-739.5pp | 7.63%-12.0pp |
| Employer contribution / active EE | $6,316 | $3,350+88.5% | $5,298+19.2% | $2,381+165.3% |
| Participant deferral / active EE | $4,253 | $3,175+34.0% | $5,081-16.3% | $3,470+22.6% |
| Admin fee / account holder | $2,888 | $5,589-48.3% | $13,411-78.5% | $4,887-40.9% |