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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,354 | $162,136+2.6% | $152,301+9.2% | $154,746+7.5% |
| Participation rate | 73.7% | 84.1%-10.4pp | 82.4%-8.8pp | 80.7%-7.0pp |
| Annual return | 19.24% | 91.02%-71.8pp | 80.50%-61.3pp | 172.34%-153.1pp |
| Employer contribution / active EE | $3,269 | $4,890-33.1% | $4,624-29.3% | $4,379-25.3% |
| Participant deferral / active EE | $6,629 | $8,341-20.5% | $8,004-17.2% | $6,730-1.5% |
| Admin fee / account holder | $12,844 | $15,759-18.5% | $14,398-10.8% | $14,365-10.6% |