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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,093 | $190,879+39.9% | $160,009+66.9% | $134,532+98.5% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.0%-3.0pp | 81.2%-6.2pp |
| Annual return | -14.64% | 552.63%-567.3pp | 408.85%-423.5pp | 418.27%-432.9pp |
| Employer contribution / active EE | $2,661 | $4,995-46.7% | $4,225-37.0% | $4,741-43.9% |
| Participant deferral / active EE | $6,909 | $6,924-0.2% | $6,183+11.7% | $6,401+7.9% |
| Admin fee / account holder | $615 | $10,495-94.1% | $8,715-92.9% | $11,429-94.6% |