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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,986 | $95,915+136.7% | $79,580+185.2% | $134,532+68.7% |
| Participation rate | 71.4% | 75.0%-3.6pp | 69.5%+1.9pp | 81.2%-9.8pp |
| Annual return | -17.25% | -2.71%-14.5pp | 0.15%-17.4pp | 418.27%-435.5pp |
| Employer contribution / active EE | $0 | $3,129-100.0% | $2,413-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $8,772 | $4,693+86.9% | $3,985+120.1% | $6,401+37.0% |
| Admin fee / account holder | $1,166 | $9,132-87.2% | $6,835-82.9% | $11,429-89.8% |