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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,962 | $96,956-70.1% | $69,779-58.5% | $273,972-89.4% |
| Participation rate | 57.9% | 77.1%-19.2pp | 71.8%-13.9pp | 83.0%-25.1pp |
| Annual return | 7.18% | 12.93%-5.8pp | 12.99%-5.8pp | 41.46%-34.3pp |
| Employer contribution / active EE | $1,553 | $3,316-53.2% | $2,338-33.6% | $4,869-68.1% |
| Participant deferral / active EE | $2,122 | $3,744-43.3% | $2,931-27.6% | $5,287-59.9% |
| Admin fee / account holder | $684 | $7,934-91.4% | $4,381-84.4% | $10,133-93.2% |