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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,097 | $100,262-23.1% | $81,370-5.3% | $145,897-47.2% |
| Participation rate | 92.9% | 74.3%+18.6pp | 69.5%+23.3pp | 80.3%+12.6pp |
| Annual return | 13.01% | 34.52%-21.5pp | 24.85%-11.8pp | 552.29%-539.3pp |
| Employer contribution / active EE | $2,591 | $2,979-13.0% | $2,464+5.2% | $4,663-44.4% |
| Participant deferral / active EE | $4,738 | $4,612+2.7% | $3,885+22.0% | $6,689-29.2% |
| Admin fee / account holder | $9,622 | $8,163+17.9% | $5,749+67.4% | $13,390-28.1% |