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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,711 | $138,075+53.3% | $123,552+71.4% | $135,379+56.4% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -4.68% | 153.70%-158.4pp | 119.20%-123.9pp | 519.79%-524.5pp |
| Employer contribution / active EE | $17,527 | $5,152+240.2% | $4,628+278.7% | $4,779+266.8% |
| Participant deferral / active EE | $12,795 | $6,800+88.2% | $6,426+99.1% | $5,609+128.1% |
| Admin fee / account holder | $8,951 | $10,917-18.0% | $9,285-3.6% | $10,828-17.3% |