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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,983 | $149,679-59.3% | $117,039-47.9% | $147,586-58.7% |
| Participation rate | 81.0% | 83.5%-2.5pp | 77.2%+3.8pp | 82.8%-1.9pp |
| Annual return | 20.60% | 19.31%+1.3pp | 18.95%+1.7pp | 578.59%-558.0pp |
| Employer contribution / active EE | $2,259 | $4,937-54.2% | $3,785-40.3% | $4,876-53.7% |
| Participant deferral / active EE | $4,981 | $4,912+1.4% | $3,929+26.8% | $5,439-8.4% |
| Admin fee / account holder | $672 | $7,856-91.4% | $5,974-88.7% | $10,886-93.8% |