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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,746 | $121,677+0.1% | $104,625+16.4% | $158,966-23.4% |
| Participation rate | 63.6% | 77.5%-13.9pp | 74.1%-10.4pp | 82.0%-18.3pp |
| Annual return | 14.47% | 465.58%-451.1pp | 340.60%-326.1pp | 302.95%-288.5pp |
| Employer contribution / active EE | $630 | $3,165-80.1% | $2,681-76.5% | $4,762-86.8% |
| Participant deferral / active EE | $3,077 | $4,175-26.3% | $3,738-17.7% | $5,983-48.6% |
| Admin fee / account holder | $9 | $7,777-99.9% | $6,465-99.9% | $11,250-99.9% |