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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,038 | $98,776+52.9% | $149,745+0.9% | $79,856+89.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 11.02% | 27.38%-16.4pp | 276.72%-265.7pp | 31.71%-20.7pp |
| Employer contribution / active EE | $11,421 | $3,217+255.0% | $4,646+145.8% | $2,471+362.2% |
| Participant deferral / active EE | $7,575 | $5,681+33.3% | $6,843+10.7% | $3,741+102.5% |
| Admin fee / account holder | $9,547 | $6,053+57.7% | $9,312+2.5% | $5,306+79.9% |