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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,896 | $133,998-59.8% | $112,263-52.0% | $134,545-59.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -20.35% | 47.17%-67.5pp | 27.49%-47.8pp | 418.37%-438.7pp |
| Employer contribution / active EE | $3,888 | $4,040-3.8% | $3,636+6.9% | $4,742-18.0% |
| Participant deferral / active EE | $12,979 | $5,292+145.2% | $4,729+174.4% | $6,401+102.8% |
| Admin fee / account holder | $7,030 | $7,493-6.2% | $6,410+9.7% | $11,431-38.5% |