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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,077 | $102,429-58.9% | $147,096-71.4% | $80,925-48.0% |
| Participation rate | 34.8% | 75.9%-41.0pp | 82.2%-47.3pp | 67.7%-32.8pp |
| Annual return | 14.23% | 135.02%-120.8pp | 419.75%-405.5pp | 35.65%-21.4pp |
| Employer contribution / active EE | $867 | $3,716-76.7% | $4,936-82.4% | $2,756-68.5% |
| Participant deferral / active EE | $2,767 | $6,649-58.4% | $8,071-65.7% | $4,299-35.6% |
| Admin fee / account holder | $4,025 | $7,957-49.4% | $13,005-69.1% | $6,940-42.0% |