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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,543 | $167,522-55.5% | $151,639-50.8% | $134,532-44.6% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -29.07% | 7.81%-36.9pp | 3.34%-32.4pp | 418.27%-447.3pp |
| Employer contribution / active EE | $3,100 | $6,828-54.6% | $6,165-49.7% | $4,741-34.6% |
| Participant deferral / active EE | $14,471 | $8,986+61.0% | $8,363+73.0% | $6,401+126.1% |
| Admin fee / account holder | $875 | $13,780-93.7% | $11,613-92.5% | $11,429-92.3% |