Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,294 | $45,082-15.1% | $69,464-44.9% | $72,975-47.5% |
| Participation rate | 46.7% | 68.5%-21.8pp | 74.6%-27.9pp | 69.5%-22.8pp |
| Annual return | 23.50% | 22.66%+0.8pp | 28.98%-5.5pp | 81.01%-57.5pp |
| Employer contribution / active EE | $184 | $2,055-91.0% | $2,779-93.4% | $2,440-92.5% |
| Participant deferral / active EE | $1,598 | $2,604-38.6% | $3,536-54.8% | $3,608-55.7% |
| Admin fee / account holder | $784 | $3,057-74.3% | $3,840-79.6% | $5,124-84.7% |