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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,870 | $165,399+45.0% | $149,745+60.2% | $158,982+50.9% |
| Participation rate | 94.4% | 84.6%+9.9pp | 82.5%+12.0pp | 82.0%+12.5pp |
| Annual return | 17.52% | 348.34%-330.8pp | 276.72%-259.2pp | 302.99%-285.5pp |
| Employer contribution / active EE | $4,548 | $5,105-10.9% | $4,646-2.1% | $4,763-4.5% |
| Participant deferral / active EE | $11,748 | $7,183+63.6% | $6,843+71.7% | $5,983+96.3% |
| Admin fee / account holder | $487 | $10,811-95.5% | $9,312-94.8% | $11,252-95.7% |