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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,617 | $78,670+71.1% | $109,173+23.3% | $85,847+56.8% |
| Participation rate | 97.8% | 68.3%+29.6pp | 75.9%+21.9pp | 69.3%+28.5pp |
| Annual return | 11.01% | 25.09%-14.1pp | 25.75%-14.7pp | 318.61%-307.6pp |
| Employer contribution / active EE | $5,554 | $2,734+103.2% | $3,723+49.2% | $2,565+116.5% |
| Participant deferral / active EE | $7,339 | $3,467+111.6% | $4,654+57.7% | $3,952+85.7% |
| Admin fee / account holder | $3,902 | $5,469-28.7% | $6,755-42.2% | $6,261-37.7% |