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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,916 | $110,337-17.6% | $102,383-11.2% | $145,877-37.7% |
| Participation rate | 71.4% | 77.9%-6.5pp | 74.5%-3.1pp | 80.3%-8.9pp |
| Annual return | 13.43% | 24.83%-11.4pp | 24.94%-11.5pp | 551.28%-537.9pp |
| Employer contribution / active EE | $3,203 | $4,216-24.0% | $3,870-17.2% | $4,663-31.3% |
| Participant deferral / active EE | $6,484 | $5,621+15.4% | $5,060+28.1% | $6,691-3.1% |
| Admin fee / account holder | $1,940 | $9,750-80.1% | $8,391-76.9% | $13,402-85.5% |