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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,063 | $166,131-30.7% | $164,975-30.3% | $145,877-21.1% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.6%-3.6pp | 80.3%-5.3pp |
| Annual return | 8.73% | 100.37%-91.6pp | 70.12%-61.4pp | 551.28%-542.6pp |
| Employer contribution / active EE | $0 | $5,276-100.0% | $4,343-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $7,794 | $6,962+11.9% | $6,033+29.2% | $6,691+16.5% |
| Admin fee / account holder | $14,920 | $16,648-10.4% | $12,688+17.6% | $13,402+11.3% |