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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,054 | $104,251+3.6% | $91,004+18.7% | $147,586-26.8% |
| Participation rate | 100.0% | 78.2%+21.8pp | 75.6%+24.4pp | 82.8%+17.2pp |
| Annual return | 15.27% | 27.06%-11.8pp | 4.60%+10.7pp | 578.59%-563.3pp |
| Employer contribution / active EE | $1,313 | $3,116-57.9% | $2,456-46.5% | $4,876-73.1% |
| Participant deferral / active EE | $3,506 | $4,195-16.4% | $3,548-1.2% | $5,439-35.5% |
| Admin fee / account holder | $956 | $8,948-89.3% | $5,417-82.4% | $10,886-91.2% |