Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,303 | $167,362+38.8% | $143,799+61.5% | $134,532+72.7% |
| Participation rate | 50.0% | 84.8%-34.8pp | 80.3%-30.3pp | 81.2%-31.2pp |
| Annual return | -33.56% | 0.47%-34.0pp | -0.04%-33.5pp | 418.27%-451.8pp |
| Employer contribution / active EE | $15,416 | $5,620+174.3% | $4,952+211.3% | $4,741+225.2% |
| Participant deferral / active EE | $4,841 | $6,447-24.9% | $5,638-14.1% | $6,401-24.4% |
| Admin fee / account holder | $468 | $18,094-97.4% | $14,677-96.8% | $11,429-95.9% |