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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,637 | $108,285-90.2% | $77,552-86.3% | $158,982-93.3% |
| Participation rate | 47.8% | 64.4%-16.6pp | 54.2%-6.4pp | 82.0%-34.1pp |
| Annual return | 12.57% | 31.69%-19.1pp | 54.82%-42.2pp | 302.99%-290.4pp |
| Employer contribution / active EE | $652 | $1,325-50.8% | $987-33.9% | $4,763-86.3% |
| Participant deferral / active EE | $1,774 | $2,455-27.8% | $1,861-4.7% | $5,983-70.4% |
| Admin fee / account holder | $380 | $3,709-89.8% | $2,859-86.7% | $11,252-96.6% |