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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,769 | $169,356+63.4% | $129,406+113.9% | $145,897+89.7% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 11.23% | 14418.62%-14407.4pp | 9468.18%-9457.0pp | 552.29%-541.1pp |
| Employer contribution / active EE | $53,667 | $5,542+868.4% | $4,155+1191.5% | $4,663+1051.0% |
| Participant deferral / active EE | $20,333 | $4,987+307.8% | $4,167+387.9% | $6,689+204.0% |
| Admin fee / account holder | $5,295 | $9,915-46.6% | $7,689-31.1% | $13,390-60.5% |