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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,138 | $63,346-43.0% | $92,240-60.8% | $70,126-48.5% |
| Participation rate | 71.4% | 68.7%+2.8pp | 76.5%-5.1pp | 69.5%+1.9pp |
| Annual return | 13.67% | 530.19%-516.5pp | 176.29%-162.6pp | 73.15%-59.5pp |
| Employer contribution / active EE | $479 | $2,471-80.6% | $3,680-87.0% | $2,343-79.5% |
| Participant deferral / active EE | $3,981 | $2,854+39.5% | $3,897+2.2% | $3,332+19.5% |
| Admin fee / account holder | $2,231 | $3,841-41.9% | $5,194-57.1% | $4,645-52.0% |